About Pelmorik

Where savings
become a skill

Pelmorik started in 2023 as a platform for people who wanted to understand their money more clearly, not just spend less of it. We run structured masterclasses focused on savings strategies — delivered by practitioners, not theorists.

Pelmorik instructor guiding a savings masterclass

Close-up of a financial planning session at a desk

Our background

Built from a gap in the market

Most personal finance content sits at one of two extremes: broad motivational reading or dense academic material. Neither tends to help someone decide what to do with a $600 monthly surplus once the rent clears. Pelmorik was built to fill that gap — specific instruction for real financial decisions.

Our instructors bring backgrounds in financial planning, tax strategy, and household budgeting. They don't teach from slides recycled from a credential exam. They teach from the situations their own clients have navigated, which gives the content a texture that generic courses typically miss.

We reach students across the country through fully online delivery. The infrastructure scales — but the instruction remains hands-on. Every cohort includes live review sessions, not just asynchronous video.

Numbers that matter

A few indicators of how the platform has grown since we opened enrolment.

4,200+ Students enrolled

18 Active masterclasses

11 Practitioner instructors

93% Course completion rate

How we teach

Three principles guide every course we build — and they haven't changed since we launched.

Plenty of financial education exists in the world. The gap isn't information — it's instruction that actually connects with the decisions people face on a Tuesday morning when a savings opportunity appears and they're not sure what to do with it.

Our approach keeps each lesson anchored to a specific situation: a particular income bracket, a particular goal, a particular obstacle. Students who finish a Pelmorik module leave with a decision they can actually make, not a concept they've been asked to "think about."

Concrete scenarios first

Each session opens with a real financial situation — income level, existing debts, monthly overhead. Instruction follows from those specifics, not the other way around.

Iterative plan review

Students revisit and adjust their savings plans at each stage. A plan that looked reasonable in week one often needs reworking once mid-course concepts are applied.

Instructor-led, not auto-paced

Every module is led by a practitioner who fields questions in live sessions. Pre-recorded content exists for flexibility, but the course doesn't end at the video.

Student working through a savings planning exercise on a laptop

Student experience

Structured but not rigid

Every learner joins with a different set of circumstances — different income, different obligations, different appetite for risk and patience for change. The course structure accommodates that. You work at a pace that fits your schedule while staying inside a cohort that keeps you accountable.

Progress tracking is visible and honest. There are no vanity completion badges here — each checkpoint reflects a specific skill applied to a specific calculation. If you get it wrong, you see where the reasoning broke down, not just that the answer was incorrect.

See what past students have done with it

Asynchronous + live

Video modules available any time, plus scheduled live sessions where you can ask questions from the instructor directly.

Across every province

Students join from every Canadian province. The curriculum accounts for regional tax rules and savings account structures like TFSAs and RRSPs.

No prerequisites

You don't need a financial background to follow the material. A calculator and a recent bank statement are genuinely sufficient to start.

Where savings become a skill