A practical student project exploring how assigning every dollar a job can close the gap between income and actual savings.
A student research project on building a three-month emergency reserve when monthly income leaves little room for error.
A detailed student comparison of high-interest savings accounts available in Canada, examining rates, conditions, and hidden limitations.
A student project testing the pay-yourself-first method across different income types, with honest findings on where it works and where it does not.
A student project examining why savings goals fail early and what structural changes improve follow-through over a twelve-week period.
Each project is reviewed by someone who has spent years working through the same problems — not editors, not algorithms. People who have made real financial decisions and can tell when a savings plan has a weak spot.
Tadeusz spent twelve years as a household finance planner before joining Pelmorik in 2023. He reviews projects with particular attention to whether the numbers actually hold up month to month — not just in the optimistic version of events. His feedback tends to be specific: he will point to a single line in a budget and explain exactly what breaks if income dips by 15%.
Renaud approaches each project from the structural side — he is interested in whether a savings strategy would survive a job change, an unexpected expense, or simply boredom. He has a habit of asking students what they would do differently if their timeline doubled.
Grigor focuses on clarity — whether someone else could pick up the project and understand the reasoning behind each choice. He flags assumptions that are buried in the math rather than stated plainly.